:root{--blue:#183b59;--gold:#b99755;--cream:#f7f4ed;--ink:#25313b;--muted:#687682;--line:#dfe4e7;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65}
a{color:inherit}.wrap{width:min(1120px,92%);margin:auto}
.top{background:var(--blue);color:#fff;font-size:13px;padding:8px 0}.top .wrap{display:flex;justify-content:space-between;gap:15px}
header{background:#fff;border-bottom:1px solid var(--line)}.nav{display:flex;justify-content:space-between;align-items:center;padding:18px 0}
.logo{font-weight:800;text-decoration:none;color:var(--blue);font-size:18px}.logo small{display:block;color:var(--gold);font-size:11px;letter-spacing:1.2px;margin-top:2px}
nav{display:flex;gap:22px}nav a{text-decoration:none;font-size:14px;font-weight:700}nav a:hover{color:var(--gold)}
.hero{background:linear-gradient(120deg,var(--cream),#fff 65%);padding:86px 0 80px;border-bottom:1px solid #eee}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:55px;align-items:center}
.kicker{color:var(--gold);font-size:13px;font-weight:800;letter-spacing:2px;text-transform:uppercase}
h1{font-size:clamp(42px,6vw,72px);line-height:1.02;color:var(--blue);margin:12px 0 18px}
h2{font-size:clamp(29px,4vw,43px);line-height:1.1;color:var(--blue);margin:0 0 16px}h3{color:var(--blue);margin:0 0 8px}
.lead{font-size:20px;color:#52606c;max-width:700px}.btn{display:inline-block;background:var(--gold);color:#fff;text-decoration:none;padding:13px 22px;border-radius:3px;font-weight:800;margin-top:10px}
.hero-side{background:var(--blue);color:#fff;padding:35px;border-radius:3px;box-shadow:0 15px 40px rgba(24,59,89,.16)}
.hero-side h3{color:#fff;font-size:25px}.hero-side p{color:#e1e9ef}.seal{border-top:1px solid rgba(255,255,255,.25);margin-top:24px;padding-top:18px;color:#e4c984;font-weight:800}
section{padding:76px 0}.cream{background:var(--cream)}.head{max-width:760px;margin-bottom:35px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);padding:28px;border-radius:3px}.num{color:var(--gold);font-size:13px;font-weight:800;letter-spacing:1px}
.card p{color:var(--muted);margin-bottom:0}.list li{margin:9px 0}
.about{display:grid;grid-template-columns:.7fr 1.3fr;gap:55px}.aboutbox{background:var(--blue);color:#fff;padding:34px;border-radius:3px}.aboutbox h3{color:#fff;font-size:28px}.aboutbox p{color:#e1e9ef}
.quote{border-left:4px solid var(--gold);padding:8px 0 8px 20px;color:#4d5b65}
.cta{background:var(--blue);color:#fff;text-align:center}.cta h2{color:#fff}.cta p{max-width:700px;margin:0 auto 22px;color:#dfe8ee}.btn.light{background:#fff;color:var(--blue)}
footer{background:#102b41;color:#dce5eb;padding:28px 0}.foot{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.foot a{color:#fff;text-decoration:none}
.legal{padding:60px 0}.legal h1{font-size:45px}.legal h2{font-size:24px;margin-top:35px}.notice{background:#fff8e8;border:1px solid #ead7a9;padding:16px}
@media(max-width:800px){.top .wrap{display:block}.top .wrap span{display:block}.nav{align-items:flex-start}.nav nav{display:none}.hero{padding:60px 0}.hero-grid,.grid3,.grid2,.about{grid-template-columns:1fr}section{padding:55px 0}}